

Welcome to our private lending service, where we specialize in providing competitive financing solutions for deals that may not qualify for traditional mortgage programs. These include high-end bridge loans, construction projects, and short-term rental properties like Airbnb and VRBO.
We have a variety of investors and each has a different profile depending on the loan type and other variables so we are open to seeing all deals and seeing if we can find a buyers high end loan needs. Our team is dedicated to helping you secure the funding you need quickly and efficiently, ensuring your investment opportunities are maximized. Let us be your trusted partner in navigating the world of private lending. Contact us today to learn more about how we can help you!
Hard Money Loans for Real Estate-Access to Funding FAST
STEP 1: In 30 seconds, select Borower or Broker, then submit property LTV information
STEP 2: In 3 minutes, fill out contact details and basic information about your property, loan and guarantor.
STEP 3: Connect With Our Team. We'll reach out via your preferred method to schedule 15- minute chat.
Programs-Lending Criteria
RENTAL-INVESTMENT LOAN (DSCR):
Loan Amount:$75K - $3.5M
Property Type:Residential, Short-Term Renal, Vacation Rental up to 10 units
Rates: Starting at 5.5%
Geography- Nationwide
Payment Interest Only
Credit Score: 640 minimum
LTV Up to 85% (Acquisitions/Rate-Term Refinances); 75% Cash out Refinances
Term: 30 Year Fixed Rate Mortgage Loans, Flexible Prepayment Penalties, Partial 10 year Available
BRIDGE LOANS/FIX AND FLIP:
Loan Amount:$75K - $2M
Property Type: Residential (SFR 2-5 Units)Rates9.00-12.00%
Geography- Nationwide
Payment Interest Only
Credit Score: 600 minimum
LTCUp to 93% (90% of Purchase, 100% of Rehab)
Term: 6 - 36 Months
LTV Up to 75%Prepayment PenaltyN/A
GROUND UP NEW CONSTRUCTION:
Loan Amount:$75K - $2M
Property Type: Land
Rates: 10.75-12.00%
Geography- Nationwide
Payment: Interest Only
Credit Score: 600 minimum
LTC: Up to 85%
Term: 9 - 24 Months w/ extension options
LTV: Up to 65%
Penalty Payment N/A
About Our Firm
Three Peaks Lending is your full-service lender for non conventional loans . Founded in Park City, Utah, the company was established by a team of experienced real estate professionals who recognized the need for reliable source of funding for real estate investors, private home buyers, and developers in the area.
The company's lending programs are designed to meet the unique needs of real estate buyers, investors and developers.
Three Peaks Lending is committed to its founding principles of transparency, honesty, and integrity. With a focus on making financing solutions flexible to real estate buyers, investors, and developers, the company is assured in their success in the years ahead.
THREE PEAKS PRIVATE LENDING
Our Clients:
Our clients are real estate investors, property developers, and individuals seeking alternative financing solutions for their projects.
