

Welcome to our private lending service, where we specialize in providing competitive financing solutions for deals that may not qualify for traditional mortgage programs. These include high-end bridge loans, construction projects, and short-term rental properties like Airbnb and VRBO.
We have a variety of investors and each has a different profile depending on the loan type and other variables so we are open to seeing all deals and seeing if we can find a buyers high end loan needs. Our team is dedicated to helping you secure the funding you need quickly and efficiently, ensuring your investment opportunities are maximized. Let us be your trusted partner in navigating the world of private lending. Contact us today to learn more about how we can help you!
Hard Money Loans for Real Estate-Access to Funding FAST
STEP 1: In 30 seconds, select Borower or Broker, then submit property LTV information
STEP 2: In 3 minutes, fill out contact details and basic information about your property, loan and guarantor.
STEP 3: Connect With Our Team. We'll reach out via your preferred method to schedule 15- minute chat.
Programs-Lending Criteria
RENTAL-INVESTMENT LOAN (DSCR):
Loan Amount:$75K - $3.5M
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Property Type:Residential, Short-Term Renal, Vacation Rental up to 10 units
Rates: Starting at 5.5%​
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Geography- Nationwide
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Payment Interest Only
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Credit Score: 640 minimum
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LTV Up to 85% (Acquisitions/Rate-Term Refinances); 75% Cash out Refinances
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Term: 30 Year Fixed Rate Mortgage Loans, Flexible Prepayment Penalties, Partial 10 year Available
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BRIDGE LOANS/FIX AND FLIP:
Loan Amount:$75K - $2M
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Property Type: Residential (SFR 2-5 Units)Rates9.00-12.00%
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Geography- Nationwide
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Payment Interest Only
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Credit Score: 600 minimum
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LTCUp to 93% (90% of Purchase, 100% of Rehab)
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Term: 6 - 36 Months
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LTV Up to 75%Prepayment PenaltyN/A
GROUND UP NEW CONSTRUCTION:
Loan Amount:$75K - $2M
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Property Type: Land
Rates: 10.75-12.00%
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Geography- Nationwide
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Payment: Interest Only
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Credit Score: 600 minimum
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LTC: Up to 85%
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Term: 9 - 24 Months w/ extension options
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LTV: Up to 65%
Penalty Payment N/A
About Our Firm
Three Peaks Lending is your full-service lender for non conventional loans . Founded in Park City, Utah, the company was established by a team of experienced real estate professionals who recognized the need for reliable source of funding for real estate investors, private home buyers, and developers in the area.
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The company's lending programs are designed to meet the unique needs of real estate buyers, investors and developers.
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Three Peaks Lending is committed to its founding principles of transparency, honesty, and integrity. With a focus on making financing solutions flexible to real estate buyers, investors, and developers, the company is assured in their success in the years ahead.
THREE PEAKS PRIVATE LENDING
Our Clients:
Our clients are real estate investors, property developers, and individuals seeking alternative financing solutions for their projects.
